| Coverage | ALTA Owner's Policy (Standard) |
ALTA Homeowner's Policy (Enhanced) |
|---|---|---|
1. Someone else owns an interest in your title |
X |
X |
2. A document is not properly signed |
X |
X |
3. Forgery, fraud, duress |
X |
X |
4. Defective recording of any document |
X |
X |
5. There are restrictive covenants |
X |
X |
6. There is a lien on your title because there is: |
|
|
|
X |
X |
|
X |
X |
7. Title is unmarketable |
X |
X |
8. Mechanics lien protection |
|
X |
9. Automatic Survey Coverage |
|
X |
10. Forced removal of a structure because it: |
|
|
|
|
X |
|
|
X |
|
|
X |
11. Can't use land for residence because the use violates a restriction in Schedule B or a zoning ordinance |
|
X |
12. Pays rent for substitute land or facilities |
|
X |
13. Unrecorded lien by a homeowner's association |
|
X |
14. Unrecorded easements |
|
X |
15. Rights of third parties under unrecorded leases |
|
X |
16. Building permit violations* |
|
X |
17. Compliance with Subdivision Map Act* |
|
X |
18. Restrictive covenant violations |
|
X |
19. Post Policy forgery |
|
X |
20. Post Policy encroachment |
|
X |
21. Post Policy damage from minerals or water extraction |
|
X |
22. Post Policy living trust coverage |
|
X |
23. Enhanced access-both vehicular & pedestrian |
|
X |
24. Post Policy automatic increase in value up to 150% |
|
X |
25. Post Policy adverse possession |
|
X |
26. Post Policy cloud on title |
|
X |
27. Post Policy prescriptive easement |
|
X |
28. Covenant violation resulting in reversion |
|
X |
29. Boundary walls and fence encroachment* |
|
X |
30. Enhanced marketability |
|
X |
31. Violations of building setbacks |
|
X |
32. Discriminatory covenants |
|
X |
33. Insurance coverage forever |
|
X |